Fintech & Banking Solutions
Build secure, compliant payment systems and digital banking platforms. Support real-time transaction processing, adaptive fraud prevention, and scalable infrastructure that meets global regulatory standards.
Fintech Industry Imperatives
Non-negotiable requirements for operating financial services in production
Zero-Downtime Operations
Payment systems and digital banking platforms cannot tolerate interruptions. Every minute of downtime risks lost transactions, customer dissatisfaction, and regulatory scrutiny. Platforms must support rolling deployments, automated failover, and multi-region redundancy.
Sub-Second Transaction Processing
Modern customers expect instant confirmation. Payment rails, transfers, and point-of-sale systems require high-speed processing while maintaining data integrity and fraud prevention.
Data Sovereignty & Localization
Customer data, transaction logs, and payment information must comply with national regulations. Architecture should support local data residency while enabling cross-border operations for global fintech services.
Audit Trail Integrity
Every transaction, API call, and system modification must be logged immutably for compliance audits and regulatory investigations. Maintain comprehensive, tamper-proof audit trails over extended periods.
Continuous Compliance
Global
Regulatory requirements evolve constantly. Platforms must enable automated monitoring, real-time policy enforcement, and rapid adaptation to new rules without disrupting operations.
How We Help Fintech Companies
Cloud and platform capabilities aligned with financial services requirements
Startup-to-Scale Architecture
Design cloud-native platforms that grow from initial deployment to full production. Implement foundational services that reduce operational overhead while supporting high transaction volumes under full governance and compliance.
Phased Legacy Modernization
Modernize core banking and financial systems through a staged approach, starting with non-critical workloads. Apply proven migration patterns to bring core systems onto modern platforms without service interruptions, maintaining full auditability throughout the process.
AI Model Development & Deployment
Develop fraud detection, credit scoring, and risk assessment models tailored to your data. Models are optimized for low-latency performance and continuously monitored to remain effective as financial behaviors evolve.
Open Banking & API Platforms
Provide secure, governed data-sharing capabilities that support partnerships, new revenue models, and regulatory requirements. Ensure clear customer consent, reliable integrations, and full traceability for compliance teams.
AI Solutions for Fintech
Machine learning models trained on financial data patterns
Transaction Fraud Detection
AI models continuously adapt to emerging fraud patterns, improving detection while reducing false positives compared to traditional rule-based systems.
Automated KYC & Document Verification
AI-powered identity verification processes IDs, performs facial recognition matching, and validates documents for authenticity. Enables fast, compliant onboarding and supports Arabic and English documents.
Credit Risk Scoring with Alternative Data
Assess creditworthiness for customers with limited credit history using behavioral and transactional signals. ML models trained on regional patterns provide more accurate risk assessments than conventional credit scores.
Customer Churn Prediction
Predict customers likely to close accounts or switch providers using transactional and engagement data. ML-driven insights support targeted retention campaigns that improve loyalty.
Personalized Financial Recommendations
Analyze spending and behavioral patterns to deliver tailored financial guidance, including budgeting, savings, and investment recommendations. Natural language processing categorizes transactions and provides clear explanations in Arabic or English.
Regulatory & Compliance
SAMA
Saudi Arabia
Cloud security controls aligned with the SAMA Cybersecurity Framework, data residency, encryption governance, incident response procedures, and support for sandbox-related compliance requirements.
PCI-DSS Level 1
Global
Implement secure payment card processing controls, including encryption, access management, and regular assessments required for PCI-DSS Level 1 environments.
Open Banking Regulations
Regional & Global
Deliver platforms that meet open banking requirements with secure data sharing, clear customer consent, and full auditability for regulators and partners.
AML & CTF
Regional & Global
Implement monitoring systems to identify suspicious activity, support sanctions screening, and maintain detailed audit logs for regulatory review.
Let's Discuss Your Fintech Infrastructure
Build secure, scalable financial platforms that meet regulatory requirements and support long-term growth.
Schedule Fintech Consultation